The loan is gradually repaid by the borrowers in euros on a bank account opened by the company ABC Microfinance in monthly increments whose amounts are calculated by deifying the amount of the loan granted by the lender by the number of months of the duration of the funded project, as indicated on the page of the recipient`s project. These monthly amounts are rounded and adjusted for the amount awarded for the duration of the loan contract. ABC Microfinance SAS 24, Rue de l`Est, 75020 Paris, France – 33 9 81 87 85 contact@babyloan.org RCS Nanterre 502 860 919 Contract for payment services of MANGOPAY As long as the contract with the beneficiary is a loan contract of the same nature and in the amount of that loan contract, or that he is required to use the money provided in Article 2 to the exclusion of any other person. He is authorized to enter into the loan agreement; The amount of the loan is paid by bank transfer to the borrower, to the IFM via the Babyloan website, to an account opened by ABC Microfinance. This transfer comes at a time when the amount required to refinance the beneficiary has been fully recovered online or after the date the recipient project can remain online. As of November 14, 2014, the Bank of Russia calculates and publishes, on a quarterly basis, the average market value of the total cost of consumer credit per consumer credit category. At the time of entering into a loan agreement, the total cost of a consumer credit must not exceed by more than one third the average market value calculated by the Bank of Russia for the total cost of a consumer credit of the class in question applied during the current quarter. it has the freedom to dispose of the funds granted in accordance with the terms of this loan agreement and that the conclusion of this document does not require an authorization that has not yet been granted to it; A microcredit is a loan of no more than one million rubles taken out by an individual, contractor or legal entity under a loan agreement with an MFO, a credit union (credit cooperative) or any other organization authorized to issue microcredits. In this context, JSC Microfinance Organization Crystal shared its simple credit contract with The Smart Campaign. The contract is concise, written in plain language and uses very little jargon. This is an explicit agreement between the contracting parties that the loan does not interest the lender`s profits.

It is an expression agreement between the contracting parties, subject to this loan agreement and subject to French law. This loan is used for refinancing, as the borrower has certified: the purpose of this contract is to enable the micro-entrepreneur, within the meaning of Article 2 of this loan contract, which operates in the country, to grant microcredit in order to enable its social and economic development. This microfinance organization from the tool JSC Crystal, Georgia shared their simple credit contract with The Smart Campaign.